Reasons to use DivideBuy
No hidden fees and 0% interest APR
Spreading the cost of your order will not cost you a penny more than paying for it upfront.
96% approval rate
Our unique lending model allows us to offer Interest-Free Credit to more people.
Complete the 60 second application and receive an instant decision.
No paperwork required
All documents are in digital format and signed using e-signature.
DivideBuy is an Interest-Free Credit provider. In partnership with our retailer, we bring you 0% APR credit for selected products online, in-store or over the phone. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.
You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase. Once approved, you electronically sign your agreement and the retailer will process your order.
With your DivideBuy account you get access to these great features:
- Exclusive offers from our Retail Partners
- Quick checkout with hundreds of Retail Partners
- View your credit agreement
- View your instalment amounts and dates
- Review your payment history
Look out for the DivideBuy button below:
What are the requirements for credit?
- Be aged between 18 and 75
- Be a permanent UK resident and have lived at your address for longer than one year
- Have a debit or credit card
- Have a valid UK telephone number
Will a credit check be performed?
Will I have to pay a deposit?
How many instalments can I Spread the Cost over?
What happens if I want to end my agreement early?
Are there any other charges or fees?
Instalment Plans are provided by DivideBuy (DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Credit subject to status and age. Terms & conditions apply. Dependent on your credit score, you may be asked to pay a deposit or assign a guarantor. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)